Chase Bank provides financial service, which includes commercial and consumer banking. Founded in 1799, the bank operates as a subsidiary of J.P. Morgan Equity Holdings, Inc.
With your Chase Bank online account, you can make payments, request an eStatement, and do many things that will save you the time you would have spent queuing at the bank. These services are free and only accessible to customers who enroll. This guide will help learn how to log in, how to reset your password in case you forgot and registering for the online banking services offered by the Bank.
How to login
If you have enrolled for the internet banking services, you can log in to your online account anytime. Customers can also use their mobile web browsers or download mobile apps of Playstore and iTunes. Follow these steps to access your online account:
Step 1-Open your web browser and type in https://www.chase.com/ or click the link
Step 2-Enter your username and password and click ‘login’
As long as you have used the correct login details, you will be granted access to your dashboard
How to reset your password
The process of resetting your password is pretty simple if you have a valid user ID. You will be required to provide your user ID in order to register. Here are the steps to follow:
Step 1-Click the “CHASE” logo to navigate back to the Homepage
Step 2– Click “forgot username/password?”
Step 3-Enter your social security number
How to enroll
Registering an online account with Chase Bank is easy provided you have an account with the bank. You will also need an email address and a strong password that you can use to log in. Here are the steps to follow if you want to enroll:
Step 1-Click “not enrolled? Sign up now?”
Step 2– Choose whether you want to open a personal or business account
Step 3-Fill in the details and click “next”
Manage your Chase Bank online account
Here are some of the benefits of having an online account with Chase Bank:
- Access your eStatements
- Check your balances and history of transaction
- View your e-bills and pay your bills
- Transfer funds to other accounts
- Stop payments
- 24/7 online customer support
Chase Bank Review
Chase Bank is a national bank that constitutes the commercial and consumer banking subsidiary of the United States international banking and financial services holding company, JPMorgan Chase. Until the bank merged with J.P Morgan & Co. in the year 2000, it was known as Chase Manhattan Bank, which was formed by the merger of The Manhattan Company and Chase National Bank in 1955.
The bank has over 5,100 branches and 16,000 ATMs in the United States. As of 2016, JPMorgan Chase had 250, 355 employees and has branches in more than 100 countries. The bank has assets of approximately $2.49 trillion and ranks among the four largest banks in the U.S.
Aside from offering everything, what are other benefits of banking with Chase Bank? Here is a list of the most important benefits:
- Great technology
The bank has invested a lot of money and time in giving their customers an excellent technological experience. The bank’s website is easy to use and intuitive, and the same applies to its mobile apps. Users can use the mobile apps on the smartphones to make deposits of up to 2,000 USD per day, which is amazing for customers who are not near an ATM
Speaking of technology, the bank incorporates all its customers’ accounts within the bank. For example, when a user pulls up his mobile account, they get instant access to their savings and checking account balances. They can wire money to a family or friend, or pay bills from their mobile devices.
Chase banks also offers mobile alerts just like most large banks that provide mobile apps. This is very important as it helps customers to stay up to date with their finances by allowing them to know when their accounts are running low or when their paychecks get to their checking account. There is no doubt that these are indeed useful tools.
- Great offers
Many big banks are jumping on reward bandwagon at the moment and chase is one of them. Customers who create a Chase Checking Total account only need to deposit $25 when opening account and set up direct deposit to get a bonus if $150 added to their account. For those who open a Chase Savings account, they are only required to deposit $10,000 in 10 business days and maintain the same balance for 90 days to get a bonus of $100.
- Low minimums
You don’t need a lot of money to open an account with Chase bank. For example, to open a Chase checking account, you only need a minimum of $25.
All banks have their own downsides, including those that have good reviews. Here are a few downsides of Chase Bank:
- Low interest rates
You will find that online-only banks streamline their services to offer high interest rates. The same cannot be said for brick-and-mortar banks like Chase Bank. As we speak, the APY for Chase’s savings account is only 0.01%.
Although Chase bank is an international bank, they are not available everywhere. Before you open an account with Chase Bank, make sure that they are available in your region and ATMs are also available within your reach.
- Account fees
Although customers with Chase bank savings and checking account can avoid account fees, they are required to meet all the parameters in order to do so. You will find that other banks are offering free savings and checking accounts without any hoops required to jump through.
- Mobile deposit limits are low
If you are a contractor or business owner who often receives payment through check and loves the convenience of mobile deposits, you should certainly think twice about chase bank. Their daily limit for mobile deposits is only $2,000 and monthly limit is $5,000
Those who have their paychecks regularly deposited in their accounts won’t see this as a problem. They can simply use mobile deposit for personal checks that they get once in a while.
Chase Bank is certainly a good option for savings and checking, especially if you are planning to take advantage of other offerings by the bank. In addition, if you are looking for a bank that has a reputable online presence and reliable mobile app, then this is certainly the bank you should go for.