Optum Bank Online Banking Login

Optum Bank provides banking services and products for health care systems. Founded in 2003, the bank operates as a subsidiary of OptumHealth Financial Services, Inc.

  • Branch / ATM Locator
  • Website: https://www.optumbank.com/
  • Routing Number: https://www.optumbank.com/
  • Swift Code: See Details
  • Telephone Number: +1 801-963-6040
  • Mobile App: See Details
  • Founded: 2003 (21 years ago)
  • Bank's Rating:
    (11 votes, average: 1.91 out of 5)

Optum Bank gives its customers an easy way to manage their bank accounts via the internet. All they need to do is register a free online account via their website. Customers who have an online account can make payments, check their account balance and do so much more. Here is a guide to walk you through the steps involved in logging in, resetting your password and enrolling.

How to login

Once you have registered your online account, you can login anytime to access your bank account. As mentioned earlier on, there are many advantages of managing your account online. Here are the steps you need to follow to login:

Step 1-Open https://www.optumbank.com/ in your web browser

Step 2-Click “login”


Step 3-Enter your username and password and click “login”


If the logins (username and password) are correct, you will be directed to your account

How to reset your password

If you can access your online account because you have used the wrong password, you can reset it to regain access to your online account. Follow this step by step guide to change your password:

Step 1-Click “login” on the homepage

Step 2-Click “forgot/change password”


 Step 3-Enter your user name, last name and email address and click “continue”


How to enroll

If you are an Optum Bank customer, you can enroll anytime to continue enjoying the services offered by the bank. Registering only takes a few minutes and you will be required to provide a few details about your bank account. Follow these steps to enroll:

Step 1-Go to the homepage, click “login”

Step 2– Click “register now”


Step 3-Enter your social security number, date of birth and last name and click “next”


You will need to complete a few more steps

Manage your Optum Bank account online

Registering an online account with Optum Bank is free and there are many benefits that you will enjoy when you enroll. These benefits include:

  • Full time acess to your bank account
  • You can pay your bills
  • Online customer support
  • Register for alerts
  • Report a lost or stolen credit card